Please read below for updates on this loan program that we participate in. Find out more at kiva.org.

More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.


A Borrower Success Story

How one cow changed it all for Neriman

Neriman, Kiva borrower, Turkey
Neriman

ANIMAL HUSBANDRY, TURKEY

Wondering if microloans work? Read on to see the positive impact of a loan for Neriman. 

Neriman lives in Turkey with her husband and nine children. The family struggled until she applied for a Kiva loan and used the money to buy a cow. Its milk fed her children and she sold the surplus for extra income—enough to buy more livestock. Now she oversees an animal husbandry business that supports her family and their future. 

Opportunity when options are limited

Neriman wanted to contribute to her household, but there are few economic opportunities for women in rural parts of Turkey. Even if formal financial institutions did serve her area, it would have been hard for Neriman to get approved for a bank loan.

“I was told that banks did not give anything to those without an income,” she says.

Neriman, Kiva borrower, Turkey

How a loan changed everything

“After receiving the loan, my life changed,” says Neriman with pride. “I know that I have a job, I have something to work on. I am contributing to my house. I have money.”

Neriman and her husband, Sehmus, continue to thrive in their village and recently were able to pay for their son’s wedding. 

Contributing to Kiva loans helps people like Neriman achieve success. For as little as $25, you can make an impact on individual lives around the world. 

Want to be a part of someone’s success story?


A Borrower Update from The Phillipines

Arlene

This update on your loan to Arlene was written by Kiva’s Field Partner.

Dear Kiva Lenders,

Warm Greetings of Peace and Good Health!

The whole world is indeed experiencing a global crisis right now because of the pandemic. As this brings changes and challenges in all area of our lives, we continue to be hopeful in the coming days.

As an organization, CEVI (A Microfinance NGO) in the Philippines continued to fulfill its mission of helping poor families and communities.

CEVI is moved with your generosity, through the loan for Arlene. It has indeed help sustain her livelihood and family’s needs.

Dear Kiva Lenders,

Warm Greetings of Peace and Good Health!

The whole world is indeed experiencing a global crisis right now because of the pandemic. As this brings changes and challenges in all area of our lives, we continue to be hopeful in the coming days.

As an organization, CEVI (A Microfinance NGO) in the Philippines continued to fulfill its mission of helping poor families and communities.

CEVI is moved with your generosity, through the loan for Arlene. It has indeed help sustain her livelihood and family’s needs.


A Borrower Update from Ghana

This update on your loan to Moringa Connect was written by Kiva’s Field Partner.

Dear Kiva Family,

With Mother’s Day around the corner, we have teamed up with candle makers extraordinaire Freres Branchiaux (a Black-owned, family owned fragrance company) to build the perfect gift set for the hardworking mamas in your life in need of some TLC. Each set includes their luxurious This Woman’s Work candle alongside our Rejuvenating Body Polish and Simplicity Moringa Oil.

This Woman’s Work Candle – Set the mood for a luxurious bath routine with this hand-poured organic soy candle. The perfect blend of delicate floral and deep sandalwood and musk, This Woman’s Work is an ode to women everywhere – especially to hard working moms who give their all to make the world a better place for all of us.

Rejuvenating Body Polish – Tough on impurities and gentle on skin, our Rejuvenating Body Polish exfoliates with pure sugar and farmer roasted coffee, brings smooth texture, and restores a brilliant glow to dry and damaged skin. Did we mention it smells like Heaven?

Simplicity Moringa Oil – Seal it all in with our signature moisturizing moringa oil. This multitasking, single origin hero ingredient delivers nutrients deep into the skin and provides long-lasting moisture and glow to face and body.

Best of all, 20% of purchases go toward our True Moringa Scholarship Fund for our women farmers and their families to pursue higher education.

Thanks to your generosity, we have surpassed our initial goal of raising $2000 for the True Moringa Scholarship Fund. These funds will provide 1 year of tuition for 5 scholarship recipients from the community of New Longoro where our farm. We have set a stretch goal to raise an additional $1000 through the fund to support our nursery childcare program by Mother’s Day

You can purchase our Mother’s Day bundle here: https://truemoringa.com/products/mothers-day-gift-set

And donate directly to the scholarship fund here: https://truemoringa.com/products/true-moringa-scholarship-farmers

Happy Mother’s Day & Moringa Love,

Kwami, Emily & Team True Moringa